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Retirement Plans
Traditional IRA, Roth IRA, Simple IRA, Annuities, 401k, Long Term Care Our company offers various retirement plans, such as Traditional IRA, Roth IRA, Simple IRA, Annuities, 401k, Long Term Care. We are an independent insurance agency,
located in New Jersey, and licenced in many states (
see complete list). We are risk management specialists since 1934. We steadily built our business
by helping our customers to get quality insurance coverage at low prices. Why do you need a Retirement Plan?
Retirement planning is essential to securing a level of comfort for you and your
family when you retire. The most important steps to a happy retirement are saving and investing your money. After working for a long time, a big rest is exactly what you need. Whether you want to travel,
pick up a new hobby, or just relax in your retirement, it's important to plan for those "golden years".We can help you plan for your retirement years with a wide variety of investment vehicles
and insurance products as shown below IRAs
Individual Retirement Accounts were established by the federal government to encourage people to save for their retirement by providing a variety of
tax advantages.
Traditional IRA
Contributions up to $2,000 annually may be deductible, and your earnings are not taxed until you start withdrawing money. Roth IRA For
many people, a Roth IRA may offer greater tax savings and withdrawal flexibility than a traditional IRA. Eligibility depends on income.
Simple IRA SIMPLE IRA plans are retirement vehicles, maintained on a calendar year basis, for small employers (no more than 100 employees earning at least $5,000 for the
preceding year), which permits contributions under a qualified salary reduction agreement.
Annuities
Annuities can provide a series of payments that typically start at retirement and continue for the rest of the contract owner's life. Annuities can
provide retirement income for either a fixed period of time or for the rest of an annuitant's life. Retirement income payments can begin immediately with the purchase of an annuity or be deferred to some
time in the future.
401(k) A 401(k) plan
allows you to postpone receiving a portion of your salary until you retire. You choose the amount of income you'd like to "send to the future," or defer annually. Advantages of a 401(k) include:
Chance of lowering your income rate by deferring a portion of your taxable income. Ability to access the money for certain situations like buying a house, college fees, or in some hardship
situations. Your Social Security contributions and benefits will not be impacted by your 401(k) plan. Your account is transferable—so you can take it with you from job to job
Long Term Care Long-Term Care has been defined as "medically necessary assistance, recommended by a physician for the treatment of a chronic illness or debilitating injury on
a long term basis. Recovery is usually not expected. Care is oriented toward helping a person function, not toward a cure."
Long-term care is typically not covered by your health plan,
disability coverage or Medicare. Medicaid does cover long-term care, but only after you have used up your assets paying for care. |
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Insurance Licensing Note: Szerlip is licensed for car insurance, business insurance, automobile insurance, etc. in
the following states: AK - Alaska, AZ - Arizona, CA - California, CO - Colorado, CT - Connecticut, DE - Delaware, DC - District of Columbia, FL - Florida, GA - Georgia, ID - Idaho, IL - Illinois, LA -
Louisiana, MD - Maryland, MA - Massachusetts, MI - Michigan, MS - Mississippi, MO - Missouri, MT - Montana, NE - Nebraska, NH - New Hampshire, NJ - New Jersey, Tri state area, NY - New York, Tristate, NC -
North Carolina, OH - Ohio, PA - Pennsylvania, RI - Rhode Island, SC - South Carolina, SD - South Dakota, TN - Tennessee, TX - Texas, VT - Vermont, VA - Virginia, WV - West Virginia Call us Today at , or E-Mail us for a Free Insurance Review and Quote Online Insurance Quotes
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Get Quality Insurance Coverage and Excellent Service at Low Prices!
© 2008 - All rights reserved. Our company is one of the oldest NJ insurance agency. We handle all types of personal
Insurance, home insurance, car insurance, renter's insurance, as well as commercial insurance / business insurance.
We are licenced in many states: New Jersey, New York, NYC, Pennsylvannia, District of Columbia, Connecticut, Massachusetts, etc. |
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