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NJ Homeowner's Insurance Our agency offers great coverage for your
NJ homeowners insurance. The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you've made in your own home with a
comprehensive homeowners insurance plan. 
Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.
Basic Protection You Need For:
Special features you can choose for additional security:
Home Replacement Guarantee
Replacement Cost on Contents
Additional Coverage Form
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Homeowners Insurance FAQs |
Q: |
What is homeowners insurance? |
A: |
Homeowners insurance is a form of personal lines insurance. The typical homeowners
policy has two main sections: 1) covers the property of the insured and 2) provides personal liability coverage to the insured. |
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Q: |
What do I need to know when purchasing homeowners insurance? |
A: |
- Get the amount and type of insurance that you need.
- Determine the amount of personal property insurance and personal liability coverage that you need.
- Select any additional endorsements you want to add to your policy. For example, do you want the personal property replacement cost endorsement?
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Q: |
What is "actual cash value"? |
A: |
When "actual cash value" is used in a policy, a policy owner is entitled to
the depreciated value of the damaged property. |
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Q: |
What is replacement cost"? |
A: |
When "replacement cost" coverage is used in a policy, a policy owner is
reimbursed an amount necessary to replace the article with one of similar type and quality at current prices. |
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Q: |
Where and when is my personal property covered? |
A: |
Coverage C of a homeowners policy provides named perils coverage. This applies to all
your personal property (except property that is specifically excluded). |
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Q: |
Should I purchase earthquake coverage? |
A: |
Direct damages due to earthquakes are not covered under the standard homeowners
insurance policy. If you live in an area that is prone to earthquakes, you may want to consider adding an earthquake endorsement to your homeowners insurance policy. This endorsement will cover
damages due to earthquakes, landslides, volcanic eruptions and other earth movements. |
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Q: |
Should I purchase flood coverage? |
A: |
If your property lies in a flood plain as determined by US Government Flood Maps. Ask
your independent agent about a flood quote. |
Contact us today for more information about your NJ Homeowners Insurance or fill out our online quote form. |
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Insurance Licensing Note:
Szerlip is licensed for car insurance, business insurance, automobile insurance, etc. in
the following states: AK - Alaska, AZ - Arizona, CA - California, CO - Colorado, CT - Connecticut, DE - Delaware, DC - District of Columbia, FL - Florida, GA - Georgia, ID - Idaho, IL - Illinois, LA -
Louisiana, MD - Maryland, MA - Massachusetts, MI - Michigan, MS - Mississippi, MO - Missouri, MT - Montana, NE - Nebraska, NH - New Hampshire, NJ - New Jersey, Tri state area, NY - New York, Tristate, NC -
North Carolina, OH - Ohio, PA - Pennsylvania, RI - Rhode Island, SC - South Carolina, SD - South Dakota, TN - Tennessee, TX - Texas, VT - Vermont, VA - Virginia, WV - West Virginia Call us Today at  , or E-Mail us
for a Free Insurance Review and Quote Online Insurance Quotes
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Home - Our NJ Insurance Agency
Get Quality Insurance Coverage and Excellent Service at Low Prices!
© 2008 - All rights reserved. Our company is one of the oldest NJ insurance agency. We handle all types of personal
Insurance, home insurance, car insurance, renter's insurance, as well as commercial insurance / business insurance.
We are licenced in many states: New Jersey, New York, NYC, Pennsylvannia, District of Columbia, Connecticut, Massachusetts, etc. |
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