Term and Whole Life Insurance, Long Term Care Insurance, Estate Planning, Tax Reduction, Health Insurance, Long Term Disability Insurance, NJ / New Jersey, NY / New York, CT / Connecticut, PA / Pennsylvania, etc.

Life Insurance, Health Insurance & other Related Products

has been helping our customers for over seventy years with their life insurance, health insurance and financial planning needs. We offer a full array of products including but not limited to the following:

Term and Whole Life Insurance
Long Term Care
Estate Planning
Tax Reduction
Health Insurance
Long Term Disability

Life Insurance
Life insurance is a crucial step in planning for your future and your family's future. It can fulfill promises and obligations to your family if you are no longer living.

The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses your survivors may incur.

Life insurance may also be used to help ensure that a family business will pass to your intended survivor. There are also benefits to certain types of life insurance plans during your lifetime.

Health Insurance
Health care costs are high and getting higher. Who will pay your bills if you have a serious accident or a major illness? With health insurance, you protect yourself and your family in case you need medical care that has the potential to be very expensive.

There are several different types of individual health insurance. You can get fee-for-service, HMO or PPO plans, but you should know the differences and coverage limitations before making any purchase decision.

Policies differ widely in coverage and cost. Your agent will shop various policies to find the best one for you. He will make sure the policy protects you from large medical costs and does not contain any hidden exclusions or stipulations that you do not understand at the outset.

If your family includes just two adults, it is sometimes less expensive for each of you to have individual coverage than for just one of you to have a family plan. If you have children, or if you might have children soon, you need a family plan. Because situations change, it is important to review your health insurance regularly with your agent.

Cost is not the only consideration when buying health insurance. It is difficult to determine exactly what you will spend per year on health care. You do not know whether you will be sick 6 months from now and need an operation. You also need to consider the benefits of each policy - compare plans carefully for both cost and coverage with your agent.

Long Term Care Insurance
A long term care insurance policy can protect against overwhelming long term care healthcare costs. An average private nursing home room this year costs over $190 per day. To receive 24 hour care at home now costs over $400 per day. Women now have a life expectancy of 80 years, five more than men. Policies are becoming more flexible and are being designed to meet the need of a growing number of individuals, please contact us for a complete confidential analysis.

Insurance Licensing Note:
Szerlip is licensed for car insurance, business insurance, automobile insurance, etc. in the following states: AK - Alaska, AZ - Arizona, CA - California, CO - Colorado, CT - Connecticut, DE - Delaware, DC - District of Columbia, FL - Florida, GA - Georgia, ID - Idaho, IL - Illinois, LA - Louisiana, MD - Maryland, MA - Massachusetts, MI - Michigan, MS - Mississippi, MO - Missouri, MT - Montana, NE - Nebraska, NH - New Hampshire, NJ - New Jersey, Tri state area, NY - New York, Tristate, NC - North Carolina, OH - Ohio, PA - Pennsylvania, RI - Rhode Island, SC - South Carolina, SD - South Dakota, TN - Tennessee, TX - Texas, VT - Vermont, VA - Virginia, WV - West Virginia

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© 2008 - All rights reserved. Our company is one of the oldest NJ insurance agency. We handle all types of personal Insurance, home insurance, car insurance, renter's insurance, as well as commercial insurance / business insurance. We are licenced in many states: New Jersey, New York, NYC, Pennsylvannia, District of Columbia, Connecticut, Massachusetts, etc.