Commercial Insurance - from Small Business to Large Companies
Professional Risk Management, Excellent Coverage, Lowest Prices
Our company offers commercial insurance and risk
management services, from small business to large companies, such as Contractors, Manufacturers, Retail, Wholesale, Professional Offices, Restaurants, Garage & Repair Shops, Delivery Services, etc.
We are a NJ commercial insurance company with over seventy
years of experience. This allows us to handle all types of clients and to create the best insurance program for your needs. If you are interested in our services please use our convenient online Business Insurance Quote On-Site Service -  Works with Clients, to help identify exposures to loss, and
then to deliver the best possible rates. Starting a new business? We know that you want personal service that recognizes your
particular business needs, and problems. We provide it! Coverages We Provide
PROPERTY INSURANCE
Property Insurance covers the risk of property loss in a variety of commercial situations,
including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Property Insurance may cover two types of property losses:
Direct losses may be covered when property is lost, stolen, damaged or destroyed.
Indirect or consequential losses related to direct losses may also be covered.
COMMERCIAL GENERAL LIABILITY INSURANCE
Casualty Insurance consists primarily of liability coverages, which protect an insured party
against injury or damage claims made by other parties.
Policies provide coverage for liability arising out of:
Premises and Operation
Fire Damage Liability (damage by fire to premises rented to insured)
Personal and Advertising Injury
Medical Payments
Products/Completed Operations
You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time
and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial
Umbrella Policy. We can tell you more about these plans and if they make sense for you.
BUSINESS AUTO INSURANCE
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships.
Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you
more details about specific coverages and deductibles and about tailoring a Business Auto plan that's right for you and your business.
WORKERS' COMPENSATION
Workers' Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death
resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.
Workers' Compensation provides for the payment of four types of benefits:
A representative can provide you with complete details on Workers' Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.
Is your current agent unresponsive? Time running out? Relationships are important to us, We
are as close as your phone, and always ready to advise, explain, amend, or talk with you at your convenience.
Commercial Insurance
Online Quote Form |
Business Property Insurance
