Insuring your in Home Business

The US department of Labor Statistics estimates that 43 million Americans now operate home based business.  They expect the number to increase to 3 of 10 people within the next few years.  The home based business, whether a day care facility or a repair business located in the garage, can represent a substantial investment of time and property.

Is my in home business covered under my homeowner's policy?

No. While most homeowner's policies provide a minimum amount of coverage to your business property, they provide no coverage for any of the following exposures:

• Injuries sustained by third parties, both at your home or away from your premises.
• Any injuries sustained by an employee working for you.
• No coverage for the structure which is rented to another (that apartment above your detached garage or carriage house).
• Injuries as result of your product.

Can these exposures be covered?

Yes, for a small annual premium you can protect yourself and your business property from these exposures.

Insurance Licensing Note:
Szerlip is licensed for car insurance, business insurance, automobile insurance, etc. in the following states: AK - Alaska, AZ - Arizona, CA - California, CO - Colorado, CT - Connecticut, DE - Delaware, DC - District of Columbia, FL - Florida, GA - Georgia, ID - Idaho, IL - Illinois, LA - Louisiana, MD - Maryland, MA - Massachusetts, MI - Michigan, MS - Mississippi, MO - Missouri, MT - Montana, NE - Nebraska, NH - New Hampshire, NJ - New Jersey, Tri state area, NY - New York, Tristate, NC - North Carolina, OH - Ohio, PA - Pennsylvania, RI - Rhode Island, SC - South Carolina, SD - South Dakota, TN - Tennessee, TX - Texas, VT - Vermont, VA - Virginia, WV - West Virginia

Call us Today at , or E-Mail us
for a Free Insurance Review and Quote

Online Insurance Quotes
| NJ Auto Insurance | NJ Car Insurance Quote | NY | PA | CT | MA | Other States |
| NJ Home Insurance | NJ Homeowner Insurance Quote | NY | PA | CT | MA | Other States |
| NJ Life Insurance | NJ Life Insurance Quote | NY | PA | CT | MA | Other States |
| NJ Health Insurance | NJ Health Insurance Quote | NY | PA | CT | MA | Other States |
| NJ Business Insurance | NJ Business Insurance Quote | NY | PA | CT | MA | Other States |
| NJ Group Insurance | NJ Group Insurance Quote | NY | PA | CT | MA | Other States |

Insurance FAQs
| Car Insurance FAQs | Home Owners Insurance FAQs | Life Insurance FAQs |
| Commercial Insurance / Business Insurance FAQs |

| Personal Insurance - Home, Vehicle, Watercraft, Renters, Umbrella, etc. |
| Commercial - Business Insurance | Small Business Insurance |
| Group Insurance | Retirement Plans | Life and Health Products | Security Department |
| Insurance Partners | Company Overview | Licensed States | Claims Management |
| Articles about Insurance | Glossary |
| Info Requests | Quote Requests | Email-Us | Home - Our NJ Insurance Agency

Get Quality Insurance Coverage and Excellent Service at Low Prices!

© 2008 - 2011  - All rights reserved. Our company is one of the oldest NJ insurance agency. We handle all types of personal Insurance, home insurance, car insurance, renter's insurance, as well as commercial insurance / business insurance. We are licenced in many states: New Jersey, New York, NYC, Pennsylvannia, District of Columbia, Connecticut, Massachusetts, etc.