Personal Insurance - Quality Coverages at Low Prices
Home Insurance, Auto Insurance, Umbrella Insurance, Renters Insurance, Watercraft Insurance, Scheduled Property / Inland Marine, etc.

We are an independent insurance agency based in NJ, and licenced in many states, offering various types of personal insurance, such as Home Insurance, Auto Insurance, Umbrella Insurance, Renter's Insurance, Watercraft Insurance, Scheduled Property / Inland Marine, etc.

We arrange coverages through a carefully selected group of insurance providers. These are all financially sound, reputable companies- some of the finest in the nation. However, our allegiance is to you. As a result, you can always count on our loyalty and follow-through whenever you need to submit a claim.

Home Insurance

The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive home insurance plan.
 
You Need Basic Home Insurance Protection for

Your home
Other buildings or structures on your property
Your personal belongings - furniture, clothing, appliances, etc.
Additional living expenses
Your personal legal liability

Home Replacement Guarantee
Replacement Cost on Contents
Additional Coverage Form

Auto Insurance
The law requires that everyone must have auto insurance, but nowhere in the law does it say it cannot be affordable. We can provide you with the coverages that you need, the service you deserve, and a price you can handle. For an immediate Online Auto Insurance Quote Click Here

Compulsory Auto Policy Coverage

Bodily Injury to Others
Personal Injury Protection
Bodily Injury Caused by Uninsured Auto
Damage to Someone Else's Property

Optional Bodily Injury to Others
Medical Payments
Collision
Comprehensive
Substitute Transportation
Towing and Labor
Bodily Injury Caused by an Underinsured Auto

Personal Umbrella Insurance
In these litigious times, an umbrella/excess liability policy goes beyond the liability protection you purchase in your homeowners and auto policies. It is a separate policy with limits of $1,000,000 and up. If you are interested in this coverage, please give us a call.

Other types of Personal Insurance we offer:

Renters Insurance
Umbrella Insurance
Watercraft Insurance
Motorhome Insurance
Scheduled Property (Inland Marine)
Motorcycle Insurance

Our insurance agents are ready to review your current insurance and give you a Free Quote. What sets us apart is that we spend a significant amount of time with every customer, in order to browse various options and prices, before choosing an insurance company and the coverages that best fit our customer's needs and preferrences. With over 70 years of risk management we can help you maximize protection at affordable prices.